How Night Club Insurance Can Protect Your Establishment

Owning a night club can be an exciting business. But it’s important to have the right kind of night club insurance to be ready for numerous situations that can and may occur in a night club. From a patron who has had too much to drink, to someone who becomes ill after eating something at your establishment, there are risks everywhere and that is why insurance is crucial in a night club.

There are all kinds of coverage you should look into getting. Property insurance protects your night club in the event of a fire or other disaster. General liability can protect you if someone falls in your establishment and decides to sue the club. General liability can cover legal expenses if that were to happen. Liquor liability is another type of coverage that is required in most states where the establishment serves alcohol. It protects you as a club owner if someone drinks too much and gets hurt or hurts someone else while they are driving home. Workers compensation is another type of insurance that is usually required for most employers to carry. It protects you and your employees if one of them gets hurt at work.

An insurance agent who specializes in night club insurance can help you understand all the different types of coverage when it comes to protecting your night club business.

To find out more about The Rubin Group, visit their website.

Categories: Insurance
This post was written by , posted on October 15, 2012 Monday at 10:47 pm

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