Classic Car Insurance Quotes that Preserve your Vehicle’s Worth


When it comes to cars, age is more than a number. If you own a limited edition vehicle built between 1934 and 1970, then you most likely have a classic. That means it’s more than just a mode of transportation; it’s a collectible. So when you’re considering classic car insurance quotes, examine how the coverage can help protect the value of your collectible for years to come.

Agreed Value

While traditional car insurance covers the depreciated value, classic car insurance coverage includes any repairs or restoration that you have already put toward the vehicle. Policies based on the car’s agreed value insure the full cost of the collectible is covered in the event of a total loss.

Mileage and Seasonal Driving

Sometimes, collector car insurance policies impose annual mileage allowance or authorize suspension of coverage during the winter season. While these options could lower your insurance premium, other polices that include unlimited miles or unrestricted seasonal driving may be more affordable than you realize. For those spring-like days in the middle of the winter, don’t let an insurance policy restriction stop you from going out on a leisurely drive.

A classic car is more than an old car. To a collector, owning a classic car is an investment, a hobby, and preservation of history. So when reviewing classic car insurance quotes, consider policies that include agreed value or annual mileage restriction. It can make the difference in preserving your vehicle’s worth well beyond its years.

This post was written by , posted on April 14, 2015 Tuesday at 9:45 am