How Boat Rental Liability Coverage Protects Your Business


From juggling scheduling conflicts to handling paperwork, your life as a boat rental company owner can be hectic. You work hard to make your business a success, and protecting your assets with the right boat rental insurance coverage is essential.

Bodily Injury

Even if you rent out your watercraft to an experienced boater, accidents may occur. If someone becomes injured as a result of your renter’s actions, you can be held liable. Liability is also an issue if the renter is injured while operating the watercraft.

Without the right policy in place, you could be responsible for:

  • Medical bills
  • Lost wages
  • Pain and suffering

Property Damage

If you do not have an insurance policy in place and your available funds are not enough to cover necessary repairs, your business will suffer. The right boat rental liability policy will cover the repair costs for your watercraft, well as any property damage done to other watercraft or inanimate objects that may be struck.


Many types of watercraft are covered under a boat rental policy, including:

  • Pontoons
  • Powerboats
  • Jet skis
  • Sailboats under 26’
  • Kayaks and canoes
  • Personal watercraft

The age, condition, type and use of your watercraft will determine the exact coverage needed.

If your livelihood depends upon boat rentals, then having the right protection in place is vital. The right policy will offer you peace of mind and allow you and your renters to have the best experience possible.

Categories: Insurance
This post was written by , posted on May 27, 2021 Thursday at 10:40 am