How Employment Practices Liability Coverage Can Protect Your Business


Businesses that expect to grow and become successful must hire one or more employees at some point to help them manage their day-to-day operations. Each time an employee is hired, the risk of facing lawsuits due to employee allegations increases. Even interviewees who are not hired could claim that the interviewing company discriminated against them in some way. In order to protect themselves financially from the many different claims that could be brought against them, businesses would be wise to purchase employment practices liability coverage.

What Coverage Is Included?

Employment practices liability coverage includes, but is not limited to, the following:

  • Claims of discrimination by employees or rejected interviewees
  • Harassment allegations by employees
  • Breach of contract claims
  • Allegations of wrongful termination

Businesses of all sizes need the protection of an insurance policy, even if they are so small that they only have a few employees working for them.

Finding a Policy

It is recommended for businesses that do not currently have a quality liability policy to put one in place as quickly as possible. This is especially important if they do not have a fully developed legal department or clear company handbook that guides them in disciplining, firing and hiring employees.

An employment practices liability policy can be found by contacting a trusted insurance provider and choosing a plan that is appropriate for the specific needs and risks of the business.

This post was written by , posted on May 23, 2015 Saturday at 2:45 pm