Insurance Challenges with Temporary Employees

temporary staffing insurance

temporary staffing insurance

Hiring somebody for the short term can be a great stop gap solution when there are seasonal rushes or contracted projects that require extra manpower. Sometimes it’s not always clear how to deal with those employees, and problems can arise between employees or between temporary employees and a client. Temporary staffing insurance can help mitigate some of the unique problems of relying on a mixed work force. This is especially useful in a few areas:

  • Employment practices liability
  • Cyber liability
  • Employment benefits liability

The Need for Employment Practices Liability Policies

When temporary employees are hired to do specific job, having them and their actions covered by temporary staffing insurancecan be huge relief to managers and fellow employees. Employment practices liability is a big area of concern in recent years, as lawsuits have dramatically increased. Policies in this area deal with allegations of mistreatment though sexual harassment, wrongful termination, or discrimination based on a few criteria like the following:

  • Gender
  • Religion
  • Ethnicity
  • Sexual orientation

Cyber Liability

With identity theft and network breaches far more common than people would like, cybercrimes have also become a significant issue for many companies. Temporary employees may be more predisposed to abuse access to a computer network with vital information. Such a data breach could inadvertently expose people’s personal information like embarrassing health history or financial data such as credit card numbers. That’s why it’s another key element of a company’s temporary staffing insurance package.

By establishing a thorough employee orientation package, having good managers, and having a good relationship with an insurance firm can help minimize the challenges of working with temporary employees.

This post was written by , posted on December 6, 2013 Friday at 9:58 pm