Insuring a Luxury Home


Insuring a Luxury Home

If you are in the market for homeowners insurance, you might be surprised at how many options you have. The advisors at iSure recommend that your insurance policy be comprehensive to the needs of your home. For some, their home insurance policy needs an upgrade. A high-value homeowners insurance policy offers better quality coverage for buildings or residences that exceed the traditional average value of a property. Homes with special features or construction elements fall under this category, as do home with historical value. The coverage can be used for rental homes or condos as well.

Do You Qualify?

If you aren’t sure about your need for a high-value insurance policy, consider the impact on your lifestyle should you need to file a claim. If you need some help wading through those questions, here are the top reasons for considering this more comprehensive plan.

  1. Your home is worth more than $750,000.
  2. An architect uniquely designed the home.
  3. The home boasts heritage or irregular construction features.
  4. Your home contains priceless or expensive pieces of art, jewelry, wine, rugs, or other collections.
  5. Your appliances fixtures and furnishing are expensive and not found in standard stores.
  6. Your home is a green home and environmentally-friendly.
  7. You own a pool, guest house, or have special landscaping.

If you agreed with these items, you could benefit from a high-value policy. Check with your provider to see how you could qualify.