Unique Coverage for Your Unique Vehicle

Unique Vehicle

Car shows are a popular pastime all over the United States. If you’re interested in showing off your favorite “classic” automobile, you’ll want to protect it in case the worst happens. As you might guess, regular automobile insurance isn’t going to fit your needs. Instead, you’ll be looking to acquire the appropriate classic vintage coverage.

Why Get Classic Car Coverage at All?

It’s simple: you aren’t driving the car daily, so you don’t need a daily driver policy. Generally, coverage for your vintage or classic vehicle isn’t as expensive as coverage for your primary vehicle, which is a great deal for you. These policies allow you to cover a greater value at a lower premium. The next step is to figure out what kind of policy you need.

What Kind of Coverage Do You Need?

Broadly speaking, you want some kind of ‘collector’s vehicle’ coverage, but the precise definitions involved vary from state to state. According to www.sboneinsurance.com, some common categories used for these kinds of policies are as follows:

  • If the vehicle was manufactured between 1919-1930, it’s a vintage car.
  • Cars more than 20 years old are classic cars.
  • A vehicle older than 45 years is an antique car.

Note that these definitions aren’t universal, and it’s up to you to do the research for your state and municipality on the appropriate policies.

Your classic, vintage or antique car is a treasure. No matter what kind of vehicle you have, finding the appropriate policy will ensure it’s adequately protected in any scenario.

This post was written by , posted on March 2, 2020 Monday at 9:03 am